Unlike stablecoins tied to fiat currencies, MOVL achieves price stability through an interest rate mechanism inspired by the U.S. Federal Reserve’s FOMC model. Instead of relying on price-pegging or algorithmic stabilization methods, such as those used by Terra-Luna—which ultimately failed—MOVL adjusts interest rates transparently via a periodic decision-making body.

With MOBICK public goods valued at over $2 billion and never falling below that threshold, the project team can pay interest in MOBICK to MOVL holders to anchor MOVL's value. MOBICK also has exchange rates against currencies like the dollar and Korean won, while establishing a fixed exchange rate through its conversion with MOVL. This mechanism allows MOVL holders to safeguard against potential isolation from fiat markets due to regulatory uncertainties.

To stabilize MOVL's market price:

If the price rises excessively, hourly interest rates are reduced (adjustments occur only once every six months within a narrow ±2 bick range).

If the price drops sharply or falls below a target level, interest rates are increased to restore stability.

To build user confidence, the U.S. dollar reserves backing MOVL are publicly disclosed and verifiable at all times. This positions MOVL as a forward-thinking project ready for entry into global stablecoin markets.

The MOVL–MOBICK Interaction

MOVL is distributed to and redeemed by MOBICK holders, creating a dynamic and circular incentive system.

Here’s how it works:

Users deposit MOVL into designated wallets and receive MOBICK as interest—for example, 6 bick per hour per 1 MOVL deposited (subject to change based on MOBICK's market price).

This mechanism creates a positive feedback loop:

MOBICK is deposited to receive MOVL.

MOVL is staked to earn MOBICK.

This closed-loop system reduces MOBICK’s circulating supply, enhancing its scarcity while increasing real-world use cases as MOVL gains adoption as a transactional currency on exchanges.

A key innovation is that users earn rewards in MOBICK—a cryptocurrency with real value—by depositing assets equivalent to stablecoins. This unique mechanism sets MOVL apart from traditional stablecoin issuers, who often struggle to implement such differentiated structures. It goes beyond offering mere price stability by providing users with actual cryptocurrency returns, giving MOVL a distinct competitive edge.

As a result, the ecosystem attracts diverse participants:

Skeptics of MOBICK can still engage by earning rewards through MOVL.

Supporters of MOBICK can leverage their crypto assets for short-term liquidity.

In essence, the MOVL–MOBICK exchange mechanism serves as a cornerstone for expanding the ecosystem into a financial network that addresses both investment and liquidity needs.

Conclusion

The organic connection between MOVL and MOBICK is a driving force behind enhancing the ecosystem’s credibility and sustainability. Over time, this structure will establish itself as a strategic framework that simultaneously strengthens stability and scalability within the MOBICK blockchain economy.

Launch details will be announced soon.